Tax Refund Windfall in 2026: How Crypto Investors Can Benefit
The 2026 tax season brings unexpected gains for American households, with average refunds rising $1,000 year-over-year. The One Big Beautiful Bill Act (OBBBA) of 2025 drives this shift through expanded deductions—particularly impactful for crypto traders holding BTC, ETH, or SOL across exchanges like Coinbase or Binance. Standard deduction increases and revised SALT caps create favorable conditions for investors rebalancing digital asset portfolios.
Proactive taxpayers who didn’t adjust withholdings now see surplus returns—a potential liquidity boost for crypto markets. The IRS processes e-filed refunds within 21 days, coinciding with peak trading volumes on Bybit and Kraken. This fiscal policy shift may indirectly stimulate altcoin markets as retail investors deploy fresh capital into speculative assets like MEME, PEPE, or WIF.